Baccarat Third Card Game Rules & Chart

The so-called “Baccarat third card rule” is the hardest part of punto banco. When playing Baccarat, this part determines when to pull the third card. Don’t mistake us; it’s neither scary nor hard. In simple terms, this game’s ease is one of its key benefits. Yet even experts sometimes find this mechanic difficult.

To know the Player or Banker hand ends the round with two or three cards. The third card rule in Baccarat can be used in some different ways. This feature can be crucial for knowing some of the basic rules. If you already know how to play baccarat in casinos.

How Does Baccarat’s Third Card Work?

For the Banker and Player sides, different rules are used to decide how many cards a hand will stand with. With regard to the Player hand, the rules are quite simple. In every round, the first two Player cards are shown, so that’s where you start. But, the Banker’s position depends on many factors, including all cards that are currently known and on the table.

To help you figure out when to draw the third card in Baccarat, we’ll go through a step-by-step process.

When does the third card get drawn for a player?

The way to play is the same for all baccarat games. Each of the Player and Banker receives two cards. First Player cards are the ones that are shown first and are the ones you look into at first.

  • The easiest step in this process is the Player’s third card in Baccarat. To decide whether you need a third card. Add the two cards’ combined values.
  • The player is dealt another card if the player’s first two cards have a total value of 0–5.
  • The player doesn’t do anything if the sum of their first two cards is 6 or 7. No more cards are dealt. And the first hand of the Banker is then shown.
  • No extra cards are dealt, and the winning side is chosen if the first two cards are an 8 or a 9. This may also be referred to as a natural hand or natural win.
  • The round becomes a tie if both the Player and the Banker end up drawing a natural victory. The one and only rule is that a natural nine defeats an eight.

When the banker draws the third card.

The Banker side uses both its total and the Player side cards to decide the next move in addition to the rules we stated earlier.

The Banker side is subject to the same third card restrictions in Baccarat. If the Player decides to stay still with two cards. In other words, if the sum of the first two cards is 0-5, the Banker draws a third card.

However, extra rules apply if Player has three cards already laid out on the table. In most cases, the total value of the Banker’s first two cards and the Player’s third card. Both are taken into account when deciding whether or not the Banker draws. Below the few steps on how it works.

  • The Banker always draws when the total of the first two cards is 0, 1, or 2. Keep in mind that if a hand has already gotten three cards. It cannot get a natural win.
  • However, when the Player’s third card is an 8. Another card is dealt whenever the Banker’s first hand totals 3.
  • If the Player’s third card is any of the following: 2, 3, 4, 5, 6, or 7. a third card is drawn when the sum of the first two Banker cards is 4.
  • If the third Player card is 4, 5, 6, or 7, it draws another card if the first two Banker cards add up to 5.
  • If the Player’s third card is a 6 or 7, the third card is dealt if the Banker’s total is 6.
  • If the Banker’s first two cards add up to 8 or 9, and the Player’s first two cards don’t, the Banker wins outright.

Baccarat third card rule chart

The third card rules for Baccarat can be and reviewed using the chart below. Yet, we do have a few remarks on the chart.

To begin with, the chart is only applied if the Player side has three cards already laid out on the table. The steps to get there are very simple, and we presume we don’t need to remind you that you need an initial score of 0, 1, 2, 3, or 5. When you reach that stage, follow the baccarat chart below to decide on your next course of action.

BANKER’S SCORE   Baccarat drawing rulesPLAYER’S THIRD CARD     

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